# Third-Party Payment Disclaimer

#### Before proceeding with your top-up, please carefully read the following terms. By using a third-party payment method to complete your transaction, you acknowledge that you have read, understood, and agreed to comply with all of the terms outlined below.

### 1. Scope of Terms

These terms apply to all users who choose to make payments or top-up via third-party payment platforms through our website.

#### 2. Independence of Third-Party Payment Providers

1. All third-party payment platforms are operated independently and are not affiliated, owned, or controlled by this website.
2. Our website only provides a redirection or interface to such services and does not process, manage, or interfere with the actual payment transactions.
3. These platforms may include credit card processors, e-wallets, bank transfer providers, etc., and are subject to their own terms and conditions.

#### 3. Disclaimer of Liability

1. The website shall bear no liability for any issues arising from the use of third-party payment platforms, including but not limited to:
   * Failed, delayed, or duplicate transactions
   * Fraud or unauthorized access
   * Data breaches or account compromise
   * Money laundering investigations or legal holds
   * Transaction fees, foreign exchange losses, or platform-related costs
   * Any civil, criminal, or administrative legal issues
2. Any civil, criminal, or administrative legal issues
3. All legal responsibility lies solely with the user and the third-party provider. Our website is not a party to any disputes and does not offer legal support, arbitration, or compensation.
4. Users agree to fully release and hold the website harmless from any claims or demands arising from such third-party services.

#### 4. Risk Acknowledgement

1. Users must ensure the payment account used belongs to them and is legally authorized.
2. It is strictly forbidden to use others’ accounts, fraudulent methods, or illicit funds.
3. Users are responsible for understanding and complying with the payment platform's policies and regulations.

#### 5. Refund and Transaction Policy

1. All successful payments via third-party platforms are considered final and non-refundable, unless otherwise required by law.
2. Mistaken payments due to user error must be handled directly with the third-party platform.

#### 6. Platform Rights

1. We reserve the right to suspend, modify, or terminate any third-party payment options at our sole discretion and without notice.
2. Suspicious transactions may result in account suspension and reporting to relevant authorities.

#### 7. Legal Notice

1. Our website operates legally and solely as a service platform. It is not a financial institution, and we do not collect, hold, or manage any user funds.
2. The user agrees that all legal obligations regarding financial regulations, AML (Anti-Money Laundering), and fund source compliance lie with them and the payment provider.
3. By using third-party payment services, the user waives all rights to pursue legal action or compensation claims against the website for any resulting issues.

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