# How to top up using a credit card

{% hint style="info" %}
**Prerequisites:**

* Credit cards (Visa / Mastercard)
* An encrypted wallet address (such as TRC20 USDT)
* MoonPay is a platform where you can buy cryptocurrency directly using credit cards, Apple Pay, Google Pay, etc., and the cryptocurrency will be shipped directly to your wallet address after the purchase.
  {% endhint %}

{% stepper %}
{% step %}
**Select the stored value method**

In the pop-up window for stored value, select credit card stored value.

![](/files/EGtaQxnfuWPOUqUv6pBT)
{% endstep %}

{% step %}
**In the pop-up window for prepaid top-up, select on the purchase page**

* Cryptocurrency: USDT (Tether)
* Enter the amount, for example: 100 USD ≈ 100 USDT
* You can choose the exchange rate offered by Banxa or Moonpay, and the exchange rate and transaction fees will be calculated automatically

![](/files/ExOcsBn4NxXmeOQ7g9lU)
{% endstep %}

{% step %}
**Enter the receiving address**

Enter your USDT wallet address. For tokens like USDT, you need to select the correct network (e.g., ERC20, TRC20).

**Note: Please ensure that the network you select is the same as the network used by the external wallet or exchange.**
{% endstep %}

{% step %}
**Register** 

The first time you need to register and fill in the following information:

* e-mail
* phone number
* nation
* KYC (Know Your Customer) verification

It usually takes 5-10 minutes to complete.
{% endstep %}

{% step %}
**Credit card payment**

Choose payment method

* credit card
* Apple Pay
* Google Pay

Please fill in: Card number / Expiry date / CVV / OTP verification code 

Finally, click "Pay with bank card".
{% endstep %}

{% step %}
**Waiting for the account to be credited**

After successful payment, USDT will be transferred to your wallet address within approximately 5-10 minutes.
{% endstep %}
{% endstepper %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://doc.d1ce.com/blog-en/general-questions/how-to-top-up-using-a-credit-card.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.